Relación entre el Volumen de Crédito Bancario y el Crecimiento Económico en el Ecuador: 2010 Al 2020

Translated title of the contribution: Relationship between the Volume of Bank Credit and Economic Growth in Ecuador: 2010 to 2020

Research output: Contribution to journalArticle

Abstract

This research was carried out with the purpose of determining the relationship between commercial credit, consumer credit, housing credit and microcredit of public and private banking institutions, with the economic growth measured through the Gross Domestic Product in Ecuador. The research is quantitative and non-experimental with an exploratory, descriptive and correlational scope. Data obtained from secondary sources such as the World Bank and the Superintendence of Banks and Insurance were used. Using SPSS Statistics Version 25.0.0 software, a statistical analysis of the data was carried out over a period of 11 years, from 2010 to 2020. The volume of commercial credit, consumer credit, housing credit and microcredit was defined as the independent variable and Gross Domestic Product as the dependent variable, the inductive-deductive method was applied, as well as the technique of record review and documentary research. The results obtained indicate that it is possible to determine the relationship between the commercial, consumer, housing and microcredit segments and the Gross Domestic Product in Ecuador; however, significant relationships were not obtained in all credit segments, but direct relationships were obtained.
Translated title of the contributionRelationship between the Volume of Bank Credit and Economic Growth in Ecuador: 2010 to 2020
Original languageSpanish (Ecuador)
Pages (from-to)25-43
Number of pages19
JournalRevista Publicando
Volume11
Issue number41
DOIs
StatePublished - 20 Jan 2024

Keywords

  • Gross domestic product
  • Economic growth
  • Financial system
  • Credit

CACES Knowledge Areas

  • 114A Accounting and Auditing

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