Relación entre el Volumen de Crédito Bancario y el Crecimiento Económico en el Ecuador: 2010 Al 2020

This research was carried out with the purpose of determining the relationship between commercial credit, consumer credit, housing credit and microcredit of public and private banking institutions, with the economic growth measured through the Gross Domestic Product in Ecuador. The research is quantitative and non-experimental with an exploratory, descriptive and correlational scope. Data obtained from secondary sources such as the World Bank and the Superintendence of Banks and Insurance were used. Using SPSS Statistics Version 25.0.0 software, a statistical analysis of the data was carried out over a period of 11 years, from 2010 to 2020. The volume of commercial credit, consumer credit, housing credit and microcredit was defined as the independent variable and Gross Domestic Product as the dependent variable, the inductive-deductive method was applied, as well as the technique of record review and documentary research. The results obtained indicate that it is possible to determine the relationship between the commercial, consumer, housing and microcredit segments and the Gross Domestic Product in Ecuador; however, significant relationships were not obtained in all credit segments, but direct relationships were obtained.