Revolving Funds as a Tool for the Success of Rural Development Projects. Case Study: Casa Campesina Cayambe (ECUADOR)

M. Maneiko; Viviana Elizabeth Montalvo Gutierrez; Susana Sastre Merino

Revolving Funds as a Tool for the Success of Rural Development Projects. Case Study: Casa Campesina Cayambe (ECUADOR)

Título traducido de la contribución: Fondos Rotatorios como Herramienta para el Éxito de Proyectos de Desarrollo Rural. Estudio de caso: Casa Campesina Cayambe (ECUADOR)

M. Maneiko, Viviana Elizabeth Montalvo Gutierrez, Susana Sastre Merino

Grupo de Investigación en Planificación y Desarrollo Territorial (PLADEST)

Producción científica: Capítulo del libro/informe/acta de congreso › Capítulo

Resumen

Un elemento clave del desarrollo rural sostenible es mejorar el bienestar de las comunidades para que puedan disfrutar de una vida digna y justa, lo que no puede lograrse sin un aumento de sus ingresos. Para lograrlo, es necesario que los proyectos de desarrollo rural busquen fortalecer las capacidades productivas y de gestión de las comunidades, así como incorporar con éxito mecanismos de financiación que permitan la sostenibilidad del desarrollo logrado. Uno de ellos es el llamado "Fondo Rotatorio" de microcréditos, que es un ejemplo de mecanismo de financiación que se ha aplicado en el medio rural para apoyar a los emprendedores con el fin de generar productividad. Para demostrar que estos mecanismos son válidos para asegurar la sostenibilidad de la mejora del bienestar de las comunidades, este trabajo detalla la experiencia de los Fondos Rotatorios que se implementaron en 1994 en el proyecto de desarrollo "Casa Campesina" en Cayambe (Ecuador) con 16.708 dólares, y que siguen activos en 2013, y han prestado más de 4.000.000 de dólares de créditos. Se utilizó un modelo de investigación en dos etapas que analiza la experiencia desde un enfoque cuantitativo (cantidad y número de créditos) y cualitativo (impacto en los beneficiarios).

Título traducido de la contribución	Fondos Rotatorios como Herramienta para el Éxito de Proyectos de Desarrollo Rural. Estudio de caso: Casa Campesina Cayambe (ECUADOR)
Idioma original	Inglés estadounidense
Título de la publicación alojada	Project Management and Engineering Research
Editorial	Springer
Páginas	259-274
Número de páginas	16
ISBN (versión impresa)	978-3-319-26459-2
Estado	Publicada - 1 dic. 2015

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abstract = "A key element of sustainable rural development is to improve the welfare of communities so they can enjoy a decent and fair life, which cannot be achieved without an increase in their incomes. To achieve this, it is necessary that rural development projects seek to strengthen productive capacities and management of communities as well as successfully incorporate funding mechanisms to enable the sustainability of accomplished development. One of these is called a “Revolving Fund” for microcredits, which is an example of a funding mechanism that has been applied in rural settings to support entrepreneurs in order to generate productivity. To prove that these mechanisms are valid to ensure the sustainability of the improvement in the welfare of communities, this paper details the experience of Revolving Funds which were implemented in 1994 in the “Casa Campesina” development project in Cayambe (Ecuador) with $16.708, and that remain active in 2013, and have lent more than $4.000.000 of credits. A two-step research model was used which analyses the experience from both a quantitative (amount and number of credits) and qualitative (impact on beneficiaries) approach.",

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Revolving Funds as a Tool for the Success of Rural Development Projects. Case Study: Casa Campesina Cayambe (ECUADOR)

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