Prototype of a security model to mitigate risks in the management of electronic money in Ecuador

Segundo Moisés Toapanta Toapanta, Alejandro Alfredo Sotomayor Balladares, Dario Fernando Huilcapi Subia, Luis Enrique Mafla Gallegos

Resultado de la investigación: Capítulo del libro/informe/acta de congresoContribución de conferenciarevisión exhaustiva

Resumen

It was determined a risk point in the payment model with electronic money, which is the time of the consumer’s withdrawal and time of the provider’s deposit. The problem is the damage caused to the information by the lack of a model to mitigate the risks to which the transactions of the payment system are exposed. The objective is to generate a prototype of a security model for the management of electronic money in Ecuador through the adoption of a cryptographic algorithm and improve the transactions security. It was used exploratory and deductive research as a method to analyze the reference information and the sequence of steps for the development of a prototype. It turned out a conceptual model of the participants in Ecuador; prototype electronic money security model; a prototype algorithm applied to the security of electronic money; a flow chart of the payment with electronic money; a mathematical formula to calculate the load of the model. It was concluded that the adoption of the AES algorithm in a security model for transactions generated in financial inclusion is robust and effective; this research has an alternative for the management of electronic money.

Idioma originalInglés
Título de la publicación alojadaProceedings of the 3rd World Conference on Smart Trends in Systems, Security and Sustainability, WorldS4 2019
EditoresXin-She Yang, Nilanjan Dey, Amit Joshi
EditorialInstitute of Electrical and Electronics Engineers Inc.
Páginas87-93
Número de páginas7
ISBN (versión digital)9781728137803
ISBN (versión impresa)9781728137803
DOI
EstadoPublicada - 1 jul 2019
Evento3rd World Conference on Smart Trends in Systems, Security and Sustainability, WorldS4 2019 - London, Reino Unido
Duración: 30 jul 201931 jul 2019

Serie de la publicación

NombreProceedings of the 3rd World Conference on Smart Trends in Systems, Security and Sustainability, WorldS4 2019

Conferencia

Conferencia3rd World Conference on Smart Trends in Systems, Security and Sustainability, WorldS4 2019
País/TerritorioReino Unido
CiudadLondon
Período30/07/1931/07/19

Huella

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