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Elementos Teóricos para la Promoción y Acceso al Crédito en las Pymes en la Provincia el Oro

Translated title of the contribution: Theoretical Elements for the Promotion and Access to Credit in SMEs in the Province of El Oro

Research output: Contribution to journal › Article

Abstract

The research article examines the theoretical elements for SME access to financing in Latin America, with emphasis on Ecuador. It addresses problems such as the lack of structured supply of financing and specific obstacles for SMEs in the region. It highlights the role of public banks in mitigating market failures and gender diversity in credit decisions. It focuses on the Province of El Oro, proposing to analyze the promotion and access mechanisms developed by Ecuadorian banks between 2000 and 2023. The methodology adopts a pragmatic and realistic approach. The most relevant result of the study is the formulation of a theoretical proposal that seeks to improve the relationship between banks and SMEs, facilita-ting more effective access to financing. It considers the evolu-tion of the regulatory framework, marketing strategies and credit conditions for equitable financial inclusion.
Translated title of the contributionTheoretical Elements for the Promotion and Access to Credit in SMEs in the Province of El Oro
Original languageSpanish (Ecuador)
Pages (from-to)78-89
Number of pages12
JournalRevista Científica Investigación & Negocios
Volume17
Issue number17
DOIs
StatePublished - 30 Jun 2024

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth
  2. SDG 10 - Reduced Inequalities
    SDG 10 Reduced Inequalities

Keywords

  • Economic transformation
  • National experiences
  • Social transformation

CACES Knowledge Areas

  • 314A Administration

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  • Study of the Ecuadorian Tax System and its Congruence with the Economic, Accounting, and Financial Situation (SISTRICOFIN)

    Chavez Pullas, M. A. (Col), Vera Santistevan, V. P. (PI), Paredes Floril, P. R. (Col), Herrera Estrella, M. P. (Col), Zuñiga Alvarado, M. A. (Col), Calvo Ayovi, D. J. (Student), Galvez Zambrano, L. M. (Student), Rosero Vera, L. A. (Student), Satan Asqui, M. M. (Student), Gomez Gallegos, C. A. (Student), Jacome Barzola, A. G. (Student), Alvear Venegas, A. A. (Student), Torres Falcones, K. E. (Student), Orozco Ruiz, B. A. (Student), Tumbaco Alzamora, M. J. (Student), Quishpillo Pilco, D. C. (Student), Baque Leon, G. E. (Student), Marcillo Hidalgo, J. D. C. (Student), Moreira Burgos, R. I. (Student), Chenche Gonzalez, R. J. (Student), Pesantez Urgiles, C. I. (Student), Ramirez Borbor, A. G. (Student), Meza Mero, M. A. (Student), Jimenez Martinez, N. G. (Student), Leon Salavarria, C. J. (Student), Sinche Morante, C. B. (Student), Espinoza Montoya, K. A. (Student), Zambrano Correa, L. A. (Student) & Chocho Alcivar, F. S. (Student)

    21/03/23 → 8/12/25

    Project: Research and Development

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