El Cálculo Diferencial: Aplicación En la Microeconomía Bancaria

Translated title of the contribution: Differential Calculus: Application in Banking Microeconomics

Christian Ronald Armendariz Zambrano, Heriberto Bakke Medina Franco, Vilka Virginia Choez Ramirez

Research output: Contribution to journalArticle


In the present times, the bank activity has been in a boom despite of the economic crisis happened in last decade, which one their consequences still remain. The exchanges between clients and banks have gone being increased substantially, transforming into a daily activity inthe modern society. Therefore, it is necessary to reveal the importance of the financial intermediation in the current economy and how their theoretical focuses, still today, it´s validatedconstantly through matters like the microeconomics of the banking. Inside the micro-economicmodels that are studied by several authors, with a mathematical strong basement, the differential calculation it is used as a tool to analyze and obtain results that are favorable or not. The maximization of the benefits of different agents, as well as the minimization of transaction costs and optimization of risk distribution, they are some of elements where the derivation of functions assume an essential role. Taking into account the ones exposed, the present work will have as objective to carry out a theoretical revision on the relationship that settles down between the differential calculation and the banking microeconomics with the purpose of demonstrating the direct interaction of both aspects.
Translated title of the contributionDifferential Calculus: Application in Banking Microeconomics
Original languageSpanish (Ecuador)
Pages (from-to)55-69
Number of pages15
Issue number14
StatePublished - 6 Nov 2017


  • Banking microeconomics
  • Differential calculus
  • Financial intermediation
  • Maximization
  • Optimization

CACES Knowledge Areas

  • 113A Economics


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