Educación financiera y bienestar laboral en el marco de la economía del bienestar en Ecuador

Miguel Mauricio Cueva Estrada; Jorge Manuel Cueva Estrada; Doménica Valeria Cueva Ortiz; Nathael Mauricio Cueva Ortiz

doi:10.18537/mskn.17.01.01

Educación financiera y bienestar laboral en el marco de la economía del bienestar en Ecuador

Miguel Mauricio Cueva Estrada
, Jorge Manuel Cueva Estrada
, Doménica Valeria Cueva Ortiz
, Nathael Mauricio Cueva Ortiz

Research output: Article › peer-review

Abstract

This study analyzes the relationship between financial education and labor well-being among Ecuadorian workers, from the perspective of the welfare economy. A quantitative, non-experimental, cross-sectional, and correlational approach was employed, based on a sample of 551 individuals. Data were collected through a structured survey and analyzed using descriptive and non-parametric correlational statistics. The results reveal positive and significant associations between the dimensions of both variables, highlighting the role of financial literacy in shaping labor perceptions. The study offers implications for organizational management and future sector-specific research.

Translated title of the contribution	Financial Education and Labor Well-Being within the Framework of the Welfare Economy in Ecuador
Original language	Spanish
Pages (from-to)	9-24
Number of pages	16
Journal	Maskana
Volume	17
Issue number	1
DOIs	https://doi.org/10.18537/mskn.17.01.01
Publication status	Published - 30 Jun 2026

Bibliographical note

Publisher Copyright:
© Author(s) 2025.

Access to Document

10.18537/mskn.17.01.01

Cite this

@article{f7cc5d0198e84b54b4ac05b0ef7e27b0,

title = "Educaci{\'o}n financiera y bienestar laboral en el marco de la econom{\'i}a del bienestar en Ecuador",

abstract = "This study analyzes the relationship between financial education and labor well-being among Ecuadorian workers, from the perspective of the welfare economy. A quantitative, non-experimental, cross-sectional, and correlational approach was employed, based on a sample of 551 individuals. Data were collected through a structured survey and analyzed using descriptive and non-parametric correlational statistics. The results reveal positive and significant associations between the dimensions of both variables, highlighting the role of financial literacy in shaping labor perceptions. The study offers implications for organizational management and future sector-specific research.",

keywords = "ecuadorian workers, financial education, financial literacy, labor well-being, welfare economy",

author = "\{Cueva Estrada\}, \{Miguel Mauricio\} and \{Cueva Estrada\}, \{Jorge Manuel\} and \{Cueva Ortiz\}, \{Dom{\'e}nica Valeria\} and \{Cueva Ortiz\}, \{Nathael Mauricio\}",

note = "Publisher Copyright: {\textcopyright} Author(s) 2025.",

year = "2026",

month = jun,

day = "30",

doi = "10.18537/mskn.17.01.01",

language = "Espa{\~n}ol",

volume = "17",

pages = "9--24",

journal = "Maskana",

issn = "1390-6143",

publisher = "University of Cuenca",

number = "1",

}

TY - JOUR

T1 - Educación financiera y bienestar laboral en el marco de la economía del bienestar en Ecuador

AU - Cueva Estrada, Miguel Mauricio

AU - Cueva Estrada, Jorge Manuel

AU - Cueva Ortiz, Doménica Valeria

AU - Cueva Ortiz, Nathael Mauricio

N1 - Publisher Copyright: © Author(s) 2025.

PY - 2026/6/30

Y1 - 2026/6/30

N2 - This study analyzes the relationship between financial education and labor well-being among Ecuadorian workers, from the perspective of the welfare economy. A quantitative, non-experimental, cross-sectional, and correlational approach was employed, based on a sample of 551 individuals. Data were collected through a structured survey and analyzed using descriptive and non-parametric correlational statistics. The results reveal positive and significant associations between the dimensions of both variables, highlighting the role of financial literacy in shaping labor perceptions. The study offers implications for organizational management and future sector-specific research.

AB - This study analyzes the relationship between financial education and labor well-being among Ecuadorian workers, from the perspective of the welfare economy. A quantitative, non-experimental, cross-sectional, and correlational approach was employed, based on a sample of 551 individuals. Data were collected through a structured survey and analyzed using descriptive and non-parametric correlational statistics. The results reveal positive and significant associations between the dimensions of both variables, highlighting the role of financial literacy in shaping labor perceptions. The study offers implications for organizational management and future sector-specific research.

KW - ecuadorian workers

KW - financial education

KW - financial literacy

KW - labor well-being

KW - welfare economy

UR - https://www.scopus.com/pages/publications/105044012545

U2 - 10.18537/mskn.17.01.01

DO - 10.18537/mskn.17.01.01

M3 - Artículo

AN - SCOPUS:105044012545

SN - 1390-6143

VL - 17

SP - 9

EP - 24

JO - Maskana

JF - Maskana

IS - 1

ER -

Educación financiera y bienestar laboral en el marco de la economía del bienestar en Ecuador

Abstract

Bibliographical note

Access to Document

Other files and links

Fingerprint

Cite this